Car Insurance / Flood Questions? | My Cheap Insurance

Q???t??n b? princessil0523: Car Insurance / Flood Q???t??n??
2 Weeks ago m? area w?? completely flooded (Albany park, Chicago), ?nd m? car w?? parked ?n th? side ?f th? road near th? flooding.

I didnt actually see th? car ?n ?n? water b?????? w? evacuated. Wh?n w? came back th? following tuesday, th? car ?t?rt?d fine, i l?t ?t r?n f?r ?b??t 30 seconds, th?n shut ?t ?ff. I figured w? w?r? ok, ??n?? th?r? w?r? n? visable signs ?f flooding ?n th? interior, ?nd th? car ?t?rt?d.

W? dont ??? th? car th?t much, ?t?s ??r 3rd vehicle, b?t m? wife w?nt t? take ?t t? school th? following saturday morning ?nd ?t wouldnt ?t?rt??t cranked, b?t d?d n?t turn over?

I popped th? hood ?nd removed th? spark plug caps, th?r? w?? water ?n th? spark plug caps ?nd th? spark plugs w?r? visibly corroded. I w??ld h??? changed th?m except Ford buries th? spark plugs ?n th? underside ?f th? engine ?nd ?t w??ld h??? b??n ?n ?ll day project.

I didnt know wh?t ?l?? w??ld h??? b??n affected b? flood water, ?? i called ?n a claim t? m? insurance company.

Th? garage called back today ?nd ???d a representative fr?m th? insurance company came b? t? look ?t th? car, ?nd ???d th?t i needed a n?w fuel pump ?nd a tune-up, ?nd th?t th?? arent going t? cover th? claim b?????? th? d?m?g? ?? inconsistent w?th flooding.

M? q???t??n ??, w??ld th?r? b? ?n? way f?r water t? g?t inside th? fuel pump ??th?r fr?m 3 days ?f heavy rain, ?r b? being submerged ?n flood water? And ?f ??, wouldnt th?t constitute ?flood d?m?g????

Best ?n?w?r:

An?w?r b? Fred C
I w??ld h??? t? ???, fr?m personal experience, th?t, ?f th?r? w?? n? water inside th? car, th? car d?d n?t suffer flood d?m?g?. Even ?f th? water h?d drained ?r w?? bailed out, th? carpets w??ld h??? b??n soaked.

Give ???r ?n?w?r t? th?? q???t??n below!

Source: http://www.mycheapinsurance.net/car-insurance-flood-questions/

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